Funding solutions specific to your company's needs
The funding solution conversation should start and end with a series of question and answers:
Answers to these questions help to guide the process.
- What is the impact to our capital position in the short and long term?
- How long should I expect my capital to be tied up for?
- How does the solution fit with my overall interest and balance sheet risk?
- What is my opportunity cost or risk?
- Should I use multiple programs or products to create the solution?
Answers to these questions help to guide the process.
Funding Options
All investments are held by Charles Schwab, an independent custodian and in client owned specific accounts. We use individual securities including Equities, Bonds, U.S. Treasuries, Exchange Traded Funds (ETFs), Real Estate Investment Trusts (REITs), Master Limited Partnerships (MLPs) and when appropriate, hedging strategies.
We encourage clients to access and understand the what, why and how we work. At Grey Ledge Advisors, we believe an informed investor is our best client.
We encourage clients to access and understand the what, why and how we work. At Grey Ledge Advisors, we believe an informed investor is our best client.
Individually Managed Accounts
All accounts are managed to optimize the investments used to meet the client’s objective. We select securities by combining the client’s objective (Investment Policy Statement) with the lowest cost of ownership. Clients own the actual securities and diversify with other assets and positions rather than use a product from a provider (e.g. Mutual Fund Families). This creates an overall best value approach and goes to one of GLA's core values of transparency!
All accounts are managed to optimize the investments used to meet the client’s objective. We select securities by combining the client’s objective (Investment Policy Statement) with the lowest cost of ownership. Clients own the actual securities and diversify with other assets and positions rather than use a product from a provider (e.g. Mutual Fund Families). This creates an overall best value approach and goes to one of GLA's core values of transparency!
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BOLI/COLI Insurance
This type of policy can be integrated into an overall long-term investment strategy for asset and or balance sheet management. An investment in BOLI/COLI (Business or Corporate Owned Life Insurance) provides a fixed rate return for a period of time. When the employer is a financial institution, the policy is called bank-owned life insurance (BOLI). It can also be used to hedge against the financial cost of losing executives to unexpected death, including the risk of recruiting and training replacements. |
"A pessimist is one who makes difficulties of his opportunities and an optimist is one who makes opportunities of his difficulties." ~ Harry Truman |
